Any dispute, controversy or claim arising out of or relating to this agreement or a breach of it, shall be finally resolved by arbitration, which shall be conducted in accordance with the rules of the American arbitration association and shall take place in the county in which the contract was entered into. The decision on the arbitrators shall be final and binding upon the parties. The expense of the arbitration may be paid as the arbitrators determine. The decision of the arbitrators shall be execuitory and judgment may be entered in any court of competent jurisdiction. Notice: by initialing in the space provided below you are agreeing to have any dispute arising out of the matters included in the ‘arbitration of disputes’ provision decided by neutral arbitration as provided by california law and you are giving up any rights you might possess to have the dispute litigated in a court or jury trial by initialing in the space below you are giving up your judicial rights to discovery and appeal, unless those rights are specifically included in the ‘arbitration of disputes’ provision. If you refuse to submit to arbitration after agreeing to this provision, you may be compelled to arbitrate under the authority of the business and professionals code or other applicable laws. Your agreement to this arbitration provision is voluntary. “We have read and understand the foregoing and agree to submit disputes arising out of the matters included in the ‘arbitration of disputes’ provision to neutral arbitration”